We serve individuals and businesses in all areas of financial management, including:

1. Financial Planning

  • Assessing short and long term needs and goals; evaluating resources and expenses; recommending strategies; producing a comprehensive written plan; assisting with implementation of the plan; tracking progress; and making adjustments as needed. 

2. Investment Planning

  •  Determining your long and short term needs and goals; helping you understand your   risk tolerance; establishing an asset allocation suitable for your risk tolerance; and recommending the appropriate investment vehicles to help you work toward your goals.

3. Retirement Planning

  • Helping you make the most of your employer-sponsored retirement plan and your own retirement savings; determining how much you need to retire comfortably; managing assets before and during retirement; and helping make your savings last through strategic income distributions.

4. Employee and Executive Benefits

  • Helping your business attract and retain qualified employees through employer-sponsored retirement plans and other employee education programs.
  • Helping your business attract and retain qualified executives through executive compensation plans
  • Helping you plan for the eventual disposition of your business through funded succession plans and funding of buy/sell agreements

5. Tax Management

  • Discussing your tax situation in detail; advising you of strategies to reduce current and future tax obligations; taking advantage of all suitable tax strategies; being mindful of the impact of taxation on investment choices; referring you to qualified tax professionals as needed.

6. Estate Planning

  • Reviewing your will and trusts with a trained financial eye; helping preserve your estate for your intended heirs; providing trust management and investment services* using appropriate fiduciary standard; and working with your attorney to coordinate your legal and financial wishes for your heirs.

7. Risk Management

  • Reviewing existing insurance policies; recommending policy changes when appropriate. Finding the best policy for your situation; monitoring insurance needs; and recommending changes when circumstances warrrant.

*LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.