Services
We serve individuals and businesses in all areas of financial management, including:
1. Financial Planning
- Assessing short and long term needs and goals; evaluating resources and expenses; recommending strategies; producing a comprehensive written plan; assisting with implementation of the plan; tracking progress; and making adjustments as needed.
2. Investment Planning
- Determining your long and short term needs and goals; helping you understand your risk tolerance; establishing an asset allocation suitable for your risk tolerance; and recommending the appropriate investment vehicles to help you work toward your goals.
3. Retirement Planning
- Helping you make the most of your employer-sponsored retirement plan and your own retirement savings; determining how much you need to retire comfortably; managing assets before and during retirement; and helping make your savings last through strategic income distributions.
4. Employee and Executive Benefits
- Helping your business attract and retain qualified employees through employer-sponsored retirement plans and other employee education programs.
- Helping your business attract and retain qualified executives through executive compensation plans
- Helping you plan for the eventual disposition of your business through funded succession plans and funding of buy/sell agreements
5. Tax Management
- Discussing your tax situation in detail; advising you of strategies to reduce current and future tax obligations; taking advantage of all suitable tax strategies; being mindful of the impact of taxation on investment choices; referring you to qualified tax professionals as needed.
6. Estate Planning
- Reviewing your will and trusts with a trained financial eye; helping preserve your estate for your intended heirs; providing trust management and investment services* using appropriate fiduciary standard; and working with your attorney to coordinate your legal and financial wishes for your heirs.
7. Risk Management
- Reviewing existing insurance policies; recommending policy changes when appropriate. Finding the best policy for your situation; monitoring insurance needs; and recommending changes when circumstances warrrant.
*LPL Financial Representatives offer access to Trust Services through The Private Trust Company N.A., an affiliate of LPL Financial.